The banksters, of course...they are already under those laws so to them it isnt a big deal...although I often wonder why they need one...they have the USD which is basically a digital currency at this point.
As for FB, they just aligned with LTC. I think that is very telling. It really isnt that difficult to bring out a token, FB could have done it easily...why didnt they? Why both to partner (of sorts) with LTC when you can do it yourself and make a lot more?