the whole crypto industry seems like it's still in beta, sometimes I'm surprised things don't develop faster, that more great minds don't flock to crypto developing, but I guess there is much uncertainly and risk.

I don't think it is the uncertainty and risk as much as the resources. There really aren't so many people ready to work in this area. I think that when it comes to earning, the risk is building mobile apps since there are a few hundred thousand companies doing it already.

Scandinavia is a pretty interesting place considering it is so socially inclined yet one of the leading areas in various innovations. Sweden in particular is excellent in incubating ideas.