I used to pride myself of never having bought or sold any STEEM. For the first two years all my SP, SBD, and liquid STEEM was earned through blogging, winning the odd competition, and selling Steemmonster cards. ...Up until a few months ago, when the upcoming HF and the 20 cent price made buying STEEM irresistible. I admired people who could live and travel from their STEEM income, but I realized the disadvantageous situation they put themselves in if they rely on selling STEEM to make a living. If the price drops they have no other option but sell more, making their living expenses suddenly so much more expensive, and all that in a time when the market should be urging them to buy.