I am using my Steemit account as my Retirement fund. This means every time I earn some fiat - I put 10% into steem power. I also won in a class action lawsuit some money that will come to me in late spring and I will be puting 10% of that into Steem.... So I am actually hoping the price doesn't go up too much before I get a chance to buy. I know I am lucky that I don't need to cash out/power down... believe me... I know how lucky I am. I am recovering from a severe health crisis and my dad is helping me and I am about to take an employment program (Introduction to the Film Industry and Work Placement) - for the next 13 weeks... So I will be better equipped to do quality content building with dtube and dlive... I'm kind of in a weird situation when it comes to legacy finance. If fiat turns into dust because of a black swan type paradigm shit that sees hyperinflation and massive devaluation of the dollar in purchasing power... I'm F*d for my retirement. I'm getting into Crypto to make sure that if that happens, I won't be.