This truly is very confusing for people who are new to crypto or Steemit in general. Maybe they need to try and make it more simple to understand. I have personally been in the financial world for a bit and am still a bit confused. :P Maybe try and develop specific names for the whole concept which helps aid new users to grasp the concept quicker? Not too sure haven't given much thought to it. Interesting post, thanks Michael! Big fan of your videos!