It's not redistribution, it's creation of wealth for the poor people. People can lift themselves up if they have the right tools, I think many inspirational stories can be found there. Paying off a debt is kinda boring topic, but going from a hut into a house with swimming pool is definitely powerful and inspirational.
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I understand that "redistribution of wealth" is something that "government" does, and I agree with you completely. I was speaking poetically...or euphemistically.