but we can't earmark funding to actually make these things happen.

Thats only currently. If things go as planned EOS and STEEM are going to be the most valuable projects in crypto, potentially surpassing Ethereum in price. At that point things will be completely different in regards to funding as well as who is in control of marketshare. Steemit inc may currently have that large premine, but the purpose of that is so that they can get things done to further the project, which will inevitably cause their wealth to change hands. Were at a point where being too selfish isn't in their best interest on multiple levels; both competitively nor legally so I'd expect the core centralization of wealth issue to be short lived.