Hi guys! Enjoyed meeting you through the video. The Visa card is a great tip. I think why more people don't get involved in Steemit is what Cristina suggested, that it's another learning curve--and its one with an inordinate number of layers of learning--and one which has a lot of "cryptic" elements! Without Nick's help, I'd be nowhere. Most of us are already busy with a lot of other stuff including other learning curves. Also, apparently there are so many things one has to do in order to get anything close to real money out of it. Aloha, Temple