I think that might be a fine way to cause massive damage to sanity across the board – and while that is usually my intent, maybe I should give people a Christmas break to be with their families, contemplate their mortality in the coming year, and not hybridize things into terrible, Frankenstein monsters of a post.

(Besides, I think I've done all that work. Ultimately I'd have to find that as a game it seems to miss the mark. Unless you're one of those people who happen to like fiddly min-max systems where you spend far more time playing the mechanics than you do other people at the table. Some people are into that. Not as many as they think.)