Some of the reasoning behind having the funds locked up is that it discourages dumping on a massive scale and it also keeps your funds safer. If you are hacked you have time to regain control of your account.
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it discourages dumping on a massive
Thanks @kus-knee. I knew that it was to dissuade hackers; but, I learned something new re preventing massive withdrawals.
Do you think it would be difficult to add a POWER UP 'instant' buy for funds in Savings. The 72-hour wait to literally transfer SD to SP still seems like it needs a tweak.
Many thanks!
Peace.