Leave steem power up as is at 13 weeks. Make the savings bucket a quasi power up that gets stripped of delegation, witness and sps voting rights, but lets you vote content, and gives you resources. Leave the withdrawal at 3 days or make it instant, build clear warnings into the UI. That way, only the people who vest for 13 weeks get a say in how the show is run, get improved security. The pop tart traders can pop tart to their hearts content.
Not many use savings anyhow...
Terrible idea. One of the reasons we get to vote up/down and earn rewards is that it is essentially interest for staking. You're suggesting removing the time-locked requirement to obtain inflation, which makes no sense. The incentive to stake is NOT to have control over governance but to get a share of the inflation. Steem was designed as a sort of Certification of Deposit system, without the time-locked aspect, there is no justification in paying out inflation rewards to stakers.
You could place it in a lower tier for inflation payout. I think @therealwolf had suggested a multi-tier approach.
Only acceptable if reward from inflation was directly related to time-lock length. A 4 week powerdown is so short there is no justification in offering a reward pool at all.
Now, if Steemit Inc. wanted to do a hardfork that removed the reward pool for STEEM, and make STEEM exclusively about RCs, then yeah, I'd be down. Just make all inflation go toward witnesses and staked interest and increase interest rate by time-lock length and you have a nice design right there. Then the PoB reward system could be exclusive to SMTs.
That is a hardfork I could go for, but there is no justification for providing interest to people not locking their stake up for a good length of time. The whole design of STEEM was that inflation would be paid out to those increasing the value of STEEM, benefiting all parties including those owning circulating supply.
The 8% inflation is only justified if price goes up for circulating, which depends on those locking up supply.
Interesting idea 🧐