20 years from now, it is likely that those who hold both positions are in a very strong financial position, no matter where they are today.

That's encouraging, specially the part that says "no matter where they are today". We the minnows have to decide today if we wanna be only stakeholders or if we wanna be Stake Holders to have a promising future. I want to have my part of the pool in 2038. I have a question, when the pool is empty, can not SP be bought with sbd?