Of course, it was great when I received a lovely payout of 20SBD and got to trade them for like 42Steem (which will worth more in the future) but yeah, if you're using SBD for payments the fluctuations in price are no good. :)
The thing is that if it goes under $1, you get more SBD's for your money but if it goes over $1 you get less. Benefits and disadvantages. I can't see any solution to it.
If it went down to $0.50 people would be shitting bricks
I think I would too, haha. At least for a short period.
I handled well Steem at $0.80, but I am still new in this crypto space. Six months does not make me a pro. :D