Hi @jasonchick, it is minnowbooster that sets what token their loans are payed out in, and they set it to steem instead of sbd. That is not in our control.

We set the bot to payout to all delegators just so that we do not have to make custom leases with individuals. Simplifies the whole process for all parties.

I do agree that the 10% fee certainly can be felt, but keep in mind that minnowbooster does not have competitors yet. Once those start appearing, their rates are going to be more competitive.

Just to reiterate the point I was trying to make earlier, users that delegate directly to the bot get the same or better APR than doing it through minnowbooster anyway (no 10% fee, no 7 day SP return delay, and if the bot is used a lot, the APR surpasses the APR offered on minnowbooster by a lot), just that the tokens they get in the daily payouts are a mix of SBD and Steem, mostly SBD since most upvote bidders are sending SBD.

Please let me know your discord info. I will get in touch.