also i dint think Dan has ever upvoted me nor do i expect him to do so, I have found to be helpful and listening when the community has a REAL concern, I have been in the same position while working in the voluntary sector you need somebody to say or no because by committee you will be still talking about your navel 6 months later, San acted in the best interest of those who are paying to complete the transaction and doing so by making it fair where as the person who was exploiting the system only had his own monetary gain and its screw you, I will vote for Dan because he was trying his best to make it fair, and as somebody else said its beta until exploits such as this are weeded out.