I believe in diversification. I also believe in taking calculated risks. Steem in my opinion with 1 million users has the potential to be around as long as Reddit and similar sites. Steem is also not a crypto which is likely to be banned due to the excessive transparency. Steem is also the most bank like because it offers account recovery and when there was a hacking incident in the past the developers proved they'll "do the right thing" putting ethical concerns about rigid notions of "code is law".

I'm not in a position to invest more but I've not powered down in a long while. People who say get out of crypto usually don't tell you a better place to put it. What stock is giving out 10% dividend with less risk than Steem? If they can find it I'll gladly invest in that.