@donkeypong, wow, what an excellent article. I've often thought about all of this, and now it seems possible. I've use 2 of the 3 you mentioned, and yes, indeed I was ripped off.

I used to pay my workers in the Philippines via PayPal, and I often covered the cost of the fees, but even still it added up. So #SteemDollars all the way I say. :)