Good post and good explanation of all aspect of steemit.
Steemit is in beta stage.. it is very new as compare to other social media. It has ultimate potential to empower its user. Any new implementation comes with downside as well that is with HF20 but after all we should believe in steemit because it is community driven social media where everybody is a volunteer for it good growth not a dictator like Facebook and other social media.
Those who are totally depends upon steemit for their bread and butter are most foolish people because a smart person always keep a secondary option.
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Sadly in many parts of the world, a second option is very hard to find. But if it is possible, people absolutely should have a fall back plan.