Oh if you need to cash out anytime soon than, you would want to do 50/50!
I on the other hand try to keep everything in steem power since steem will blow at any moment and if you have money in sbd you will actually loose out on a lot of potential gain that steem value will bring
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SBD is more stable than STEEM though.
You forgot about 1 upside to holding STEEM as STEEM POWER (if you ignore the volatility of it), namely you are immune to the 9.5% inflation on STEEM.