Good post. I agree most of the points.
I have a different data, one of my friend registered 41 days ago, she received 10 STEEM in SP, and now she has 13.75, it means 37.5% interest for 41 days. So I think it is a little bit more than 18.5% / month. (@torparaszt)
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@spiz0r Your data is correct. I was using data from 4 weeks of Statistics here. My data does however represent 3 weeks, 21 days, come to think of it (Week 1 should be Week 0). I will make an Edit to make that clear...