Yes but not so fast. If the overwhelming majority of players are spamming garbage value of cards in bronze/silver, and they have no ROI incentive to move up then yes, that is correct in a TOTALLY BROKEN SYSTEM. By separating the glut of these accounts and incentivizing them to move up the logjam is busted and human accounts that are consolidated are no longer punished to earn at a penalty level with a consolidated higher level account.