it's about achieving the peg, then the exchange rate is no longer lower ;) since the exchange rate is a fixed value, if dec is above the peg you get even more, so you choose to keep dec at the peg, because once it's higher, all sps burn to make profit ;)
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burn rate exchange is a lot less than swapping on pools. Don't ever burn.
you have missed the point you always get your value x 975 dec when you burn. this 975 is a fixed value. so you only make a loss when you burn if the dec value is too low, as soon as it is close to the peg you no longer make a loss
pretty deceptive that the percentage is not shown on the site and that it says "convert" and not "burn".