Okay makes me feel better about my mortgage lol. Yeah I suppose as long as you are able to make the payments it doesn't really matter if your upside down. I have one rental property and never really understood how landlords properly managing their funds get into such deep trouble. I think what happens is its flippers because at the end of the day if my mortage is $700 and my place rents for $1400 it doesn't really matter what home prices do.