From what I understand from ripple, the way they chose to go is in the opposite way of what the current majority of people in cryptocurrency want from cryptocurrency. Could it still be a good idea for the future? Yes. But I expect to see it sleep for a bit longer. Until cryptocurrency becomes more mainstream. It also already has a huge market cap at that price so I believe you will need a big raise of overall cryptocurrency market cap before ripple touches the $.
This is only my opinion and is not investment advises. I have been wrong before. Just how I feel about ripple (I do own some too).
yes agree Ripple is different to other currency but that exactly could open up doors in the banking industry. I guess time will tell :)