Great post! I bought in to ripple back at .19 and sold today. I rode the train long enough for now. I'm not a huge fan of decentralized coins but I do see the use case and attractiveness some coins like ripple and stellar have for institutions. So I may invest some into stellar or wait for a ripple dip before getting back in. But with the price of bitcoin dropping near 12k again it might be time to invest some back in to the father of all crypto and HODL!