For what it's worth, I was talking to some friends on Friday on the best cryptos to invest in, and Ripple (alongside Iota and Cardano) were the top 3. Does it mean now is the best time to buy? Not necessarily. But Ripple has actual foundation and support behind it.

Speaking of which, while Steem might be a solid investment, everything around SBD marks it as something you don't want to hold as an investment, from lack of external value, to small volume and market-cap, to downward pressure by a supply only looking to sell. It's guaranteed to always be worth $1 worth of Steem, but that does nothing when it costs you over $1.