I was on the phone to my bank yesterday, a small credit union just turned mutual bank.
I escalated a call up pretty high in regards to a transfer and we got to talking about the system
The guy let slip that theyve been looking at a new system that woll enable cheaper transactions instantly to anywhere... I got excited and asked if he was talking about ripple...
He choked a little and avoided the topic. I dont think he expected me to know and i dont think theyre supposed to be talking about it.
I know ripple is coping flack atm for not being a real crypto currency but the tech behind it is definately, definately next level shit for banking.
Dont write ripple off because you dont understand it. 