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RE: Why 80% Of Americans Face A Retirement Crisis

This is by system design. People working for someone else earn what that entity dictates. Working for someone else is not designed to make most rich; but, in the majority of cases, just enough to 'get by'. Even those with healthy salaries are taxed to oblivion.

[Note to self:] In this tech-era everyone of all ages should have an internet-based side gig to become less dependent on an employer.

Peace.