Hedge your mortgage with either physical silver or Bitcoin...I highly recommend mining BTC on Genesis-Mining. If you can scrap up 13K USD you can get 100 THs of mining which will yeild about 8-10 BTC in the next year. As the market falls BTC will rise. :)
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I agree that is an investment with great potential but as the old saying goes risk and reward come hand in hand, since I don't know how to value how much BTC should be worth. If have money to invest I probably would treat it as a penny stock that I will sell 10% on each 20% price increase.
Any crypto you like that is still in the early game for speculation?