Oh I think the actual flow for an account getting created would be

create account -> delegate rc to it -> if everything goes well user never feels restricted by rc.

And yeah complexity is a big problem, Before steempress with @fredrikaa we were thinking of building an onboarding tool that basically explains everything to you step by step and then creates an account for you and help you make your first introduceyourself post.

Thanks ! You can find links to vote here: https://hivedao.com/proposal/97 and on peakd I can't give you a direct link, but I am near the 12m mark