The reason why people believe XRB is undervalued was because people shilled it as the "IOTA, but better." However, IOTA still isn't in a phase where it's fully functioning, whereas XRB is in a functioning phase. IOTA, at its peak, had around a $15B market cap. So people, like me, thought why can't XRB have a $15B market cap if IOTA did. I personally thought it was severely undervalued as a cryptocurrency and most of that undervaluation was because there wasn't good enough marketing. IOTA still has a $10B market cap. Do you personally think IOTA is overvalued? How do you think IOTA will end up if you think another payment cryptocurrency isn't needed?