Haha it was literally spoken by me! As far as your question goes, the gold standard is really Dragon NaturallySpeaking. I got the cheap home version for about 100$ Canadian (on special). The main thing that held me back is the cost. But I realized that if I can monetize my writing, then it would literally pay for itself and more.
And yeah! Now all I have to do is write outlines, and I'm pretty good at dictating first drafts. Now that writing is truly becoming an option for me, on top of Steemit, I'd also like to see if I can get into copywriting. It's a skill I have, although I'm still in noob, but being able to write so much quicker will help me "earned my stripes".