Hello,
There are many hidden fees for many crypto card products. Also, they require you to deposit onto a CEX (which we are not), trade, etc.
Centralised exchanges often run their cars programs as loss leaders to get more volume through.
It's important to note that Zypto is not just a card company. Our app is a fully fledged DEfi wallet, but built differently focused on providing OPTIONS.
If you want to pay your bills, use a reloadable or Non-reloadable card or gift card to spend your assets, we aim to make sure it's easy and convenient for you. Of course, we are always aiming to provide fair pricing, as well as various perks. More and more will be added over time.