Not against you. Seeing you are not competitive with the fees, I see no point to pay for listing, especially not, when competitors would do it for free.

I've tried the Visa Global $50-500 virtual one, too. It gave for $500 exactly $526 so 5.2% + trx, swap costs + fx exchange fee, if you want to spend outside US. it's again 8%+

I've also tried crypto payment, gave quote for $100 payment for $108 - maybe cheaper with higher amount.

It's all about the free market. And Hive DAO wasting enough anyway, but you will get it, obviously, it's already decided, so we will see how many Hivers will use it!