I'm with you @mindtrap 100%. I too thought that way about crypto.
"Too good to be true, so must be a scam" is a comment that's been brainwashed into us by governments and other politically correct nanny-state organisations. A very Orwellian aspect, one that's very hard to change. Let's move on from that 1984 mindset, and embrace blockchain as the only true democracy.
You want to make money in today's crypto age? Then you must accept that cash is dying, digital currency has state control issues so will probably not be adopted, leaving crypto as the only way forward.