@pandorasbox, I responded to some of your concerns in a lengthy post here:

https://steemit.com/steemit/@lexiconical/devil-s-advocate-for-jerrybanfield-and-internet-marketers-a-malpractice-defense-of-rewards-do-no-harm-or-summon-the-pitchforks

Perhaps you'd have something to add to the discussion in the comments?