well, your 16k sp are a lot more then most people have and this is with steem prices being around 3 dollar already a nice amount but imagine this at 30 dollars and then you are talking enough to buy (off) a house in most countries
this is not pocket change anymore. I am nearing the 1000 sp mark and am putting more sbd into steem as well... this will be my retirement income...
Absolutely it isn't a small amount and this is another reason to think deeply on it.