He said I should cash something out so then 'At least I have something to show for it' and perhaps he is right. But what would it do? Yes, I will buy myself a little bit of space, cover a few months of the mortgage, maybe take my wife for a long overdue dinner but, what really changes? Nothing in the long-term.
I agree with this. My goal is to gain enough for it to make difference in my life in the long-term, too. If I cashed out now, the money would be enough to keep us afloat for a few months or so. But then what? If my wife and I both lost our jobs, we'd be in deep trouble anyway. If my wife lost her job, we could survive like we did when she was in school while I supported her except that now our daughter is older. If I lost my job, things would certainly get interesting. Every single cent I make on cryptocurrencies or posting on Steem will be reinvested, go towards paying taxes on Steem rewards or go towards an emergency fund. Financial security underpins everything. Without it, your life quality will suffer tremendously including in terms of your health and relationships.
This is exactly right. the importance (perhaps unfortunately) of financial strength is massive and influences every factor of life. I am hoping that there will be more room, more chance to spread the wealth as there is plenty but, I do not expect anyone to give it over willingly for no reason, and I am not yet in the position where I am helpless. So, I will work and I will help people when I can to do the same.