Personal finance applications of my choice

I have been doing recording of personal expenses for almost 10 years now. At first it was Excel, then Financisto on Android and now, because I have switched to Apple, Accounts from IOS store.

For me the most important features, actually must haves, of a handy expense recording app are:

Password
Budgeting
Export
Backup
Multi-currency
Dashboard reports

Good-to-have features are:

Calculator in the amount field
Extra segmentation feature available (ex. projects)

What you can add to this list?