Sort:  

Its not a good idea of have a sbd/naira exhange or u saying that because my rates are too high. Remember that in exchanges they charge you fees based on percentage. Not fixed rates. Except withdrawal from luno which is 200naira

I am sure you can figure it out in way that works. :)

Ok, sorry. Mental note to myself: @tojukaka's idea is not good because @oluwoleolaide said it isn't.

Nooo don't get me wrong @flauwy

What i mean't was the business model isn't not the idea mate...he has a very good business plan which he needs to do more analysis on, you know we are in the same country so i knew what he got wrong...

Ah ok, cool. I am sure you can figure out a fair way together.