Again I agree with most of your comment but differ by some. You don't have to be millionaire for cutting a check. If every individual donate even a buck it could be more than a millionaire's check.
Their deeds will be paid somehow or the other if you believe in Karma. Bad Karmas will haunt them in later of their life. Money is very important but it's not the only thing to bring happiness.
Even Steemit runs on the same concept. Beginners dream on earning hundreds of dollar similar to whales. But to reach reputation 70 with thousand of followers you need dedication and willingness to post good content. Rest will follow. Every single drop counts.
Do good and good will eventually happen to you.