Could you add the link to that survey in your post?
I agree with you and would say the stagnation of money in the middle class is a symptom of something really nasty on the horizon. Time to think outside of the box.
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This has some more detailed study on this topic !
link :
http://www.centerforasecureretirement.com/archive-study/2016/paying-for-the-new-retirement-responsibilities-and-challenges-for-middle-income-boomers/