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The total cost here in Prague is about 2-3% plus the network fee. I always bought Litecoin there, so the fee was basically nothing. Quite reasonable given that you have no KYC whatsoever, you just come, insert bills and leave with crypto on your wallet.

Actually, here's a Czech how-to. That day, the total fee was about 5%, but I exchanged very little, CZK 500 is about €20. If I had at least €100, I could get to the 2-3% I guess:

https://ecency.com/hive-128464/@godfish/bitcoin-bankomat

that not way to much...

...thanks!