The human element is the weakest link in any chain of security. Phishing emails is a simple example to this. One of the first steps in securing yourself is to try and see your past mistakes. Easy passwords, public info, etc.
Thinking beyond is not hubris in my eyes, it is what is needed now. The internet helps bring light to this darkness but many still have their eyes closed.

You're very welcome @stover.daniel
Thank you for asking questions.