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Hey @fyrstikken nice post and great advice even for the folks that think they're on top of things!

Could you elaborate on what you don't like about HW wallets? I use the Ledger Nano S and, so far, it's been great. I like that it makes it difficult to want to quickly trade my crypto, which gives me a chance to think things through.

I've also verified (twice now) that the 24-word recovery seed correctly restores my HW wallet. I did it once when I first got the Nano S as part of a test for this @steemit post: Testing Recovery of a Hierarchical Deterministic (HD) Hardware Cryptocurrency Wallet and I did the recovery again recently when upgrading the Nano S firmware to get support for the Dash wallet.

Paper wallets are near the top of the list for safety as well but with a small window of risk when you go to enter your private key into the computer, as which point it could be theoretically compromised.

QUESTION: Does master-password = owner-private-key = password-for-the-owner-key? If so, then why is @steemit using so many terms to describe the same thing?