Even the professionals fall off their bikes sometimes. It happens sometimes quite often. Last time I fell it was on my hip which I had broken doing the same about 14 years. I was hurting for sure besides my self anger for falling down. But my theory is that every once in a while something is going to happen and if that's it and I got through it with nothing broken besides my ego than hey that's alright. Perhaps its the ole universe checking in telling me that indeed I am not invincible nor unbreakable and to be more in the moment. Arnica is great stuff. I healed a broken ankle; another cycling misadventure (come on I was a messenger for long time) with arnica. So you'll heal, the sun will come out again and soon enough it'll warm up again down under. Oh and ayurvedic medicine is truly amazing. I had a problem that an ayurvedic doctor healed with some magical blue pills in Kerala years ago. When I had problems in India I always chose the ayurvedic doctor. As far as governments? I"m not a big fan.