I will like to reiterate again as I did before that people are poor because of their mindsets. You cannot help someone beyond the level of his thinking.

Poverty isn't just the absence of money, it is the inability of the mind to function as a problem solver. Poor people are first poor in their thinking before they are in their pockets, wallets or bank accounts.

If you want tot help a poor man,the best solution is not to give him money , it is to help him have a change of mindset.

Poverty is a mindset just as prosperity is a mindset.

People are rich today not because they were born in rich homes but because they have had their mindset framed to think in a particular way. Rich people have found the best way to provide solution to a pressing problem and get rewarded for doing so.

Money is a reward for providing solution.

If you have found the solution to the problem of a people, you have found a way to make money. People will always pay to have their problems go away.

Also, prosperity is the reward for right prediction. Many of those who control large chunks of the money in circulation  got to their point because they were able to predict the trends of things, able to read the signs and made plans, investment accordingly.

So, here you have it, the most common problem of poor people is their mentality.