Yes, I think that trying to tackle the entire existing financial system is a doomed adventure. There is too much power and control from the fiat banks and institutions to let that happen. The best case outcomes as you say for crypto are currently social uses. Growth will come from building that user base, and eventually the big end of town will have to adapt.

The best revolutions begin from within. Becoming a part of the existing system, through regulation and playing the game to the rules of the big guys is the best hope for growth of the financial usage side of crypto.

Thanks for your response.