I totally agree with you! Investing is better for the person itself, but also for the economy! Other people get the money and can spend it. If people have a lot of money on the bank, it will have a bad influence on the economy of the country. I always tell my friend here, don't send your family money, buy them lot. they can plant corn or rice on it, they can earn and if you need money some day, you can always send the lot and it will become more worth in the future!