I have been singing this same tune for over a year now. My parents sold their home a year ago and thankfully landed a great value home in Bayport, NY that cost them $325k and after $60k in renovations appraiser at $700k while selling their old home for $225k and they both have pensions, 401k, multiple IRA's, are debt free and almost $1.5m liquid. I have been begging them to get some of their retirement money out of the stock market for awhile to diversify into Silver, Gold and some crypto but they won't budge. Also I was to purchase a home this Summer for $250k and passed as I saw the market flush with homes that were increasingly on the market for over a month, over 3 months and some over 6 and even 12 months which has led me to believe that over the next 6-9 months the housing bubble will pop and I will be able to get a much bigger house in a better neighborhood for that same $250k, maybe less. I have a very secure job in healthcare, as does my wife, and we are debt free. I also am a "silver stacker" and obviously dabble in crypto, owning BTC, Bitcoin Cash, Ether and STEEM and plan to buy a lot more non-USD "currency alt's" over the next 4-6 months especially Silver, Gold, STEEM, BTC and Ether, probably dumping in a good $1,700, $2,500, $500, $2,000 and $3,000 respectively. I figure as the USD goes down all of these alternatives will go up and timing it right I can sell most of them off, say 50% of holdings and try to scoop a home at 30%+ off while taking continued gains in the crypto and PM market. Thanks always to your information and insight and I have consumed so much from you that I now think like you which is a very good thing. Can't wait to post pics of my new home in early/mid 2018 after this credit bubble and housing bubble make my first home my dream home, and gaining a lot of future equity in the process. ~Always faithful, @wwamd